Malcolm Roach M.C.I.C.M

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I am the Managing Director of Wincham Investments Limited, a UK registered company set up in 1994 to advise people buying property in foreign markets. I am a Member of the Chartered Institute of Credit Management (M.C.I.C.M) and have had over 30 years experience in establishing, developing and running many successful businesses. My companies have been listed many times in the Fast Track 100 and INDI 100 Top 100 Private Companies in the UK.

I am the designer of the Wincham Property Protection Scheme (W.P.P.S.) and am responsible for delivering a high level, quality service to clients wishing to shelter their foreign property assets from onerous Inheritance & Tax implications.

Mark Roach (Director)

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Wincham Consultants work with IFA's, Accountants, Lawyers, Agents and other Professionals to help promote our Spanish Inheritance Tax Planning services to their Clients. Anybody who owns a property in Spain or may inherit one in the future can apply for a FREE of charge illustration that demonstrates the Inheritance Tax liability that may have to be paid in future. Our IHT proposal explains how we can prevent Spanish Inheritance Tax having to be paid. Unfortunately most Buyers, Owners and Beneficiaries are advised by Spanish Lawyers and Accountants that having a Spanish Will in place will deal with the problem in Spain, this is unfortunately incorrect as a Will in Spain only helps to deal with the probate in Spain when there is a death of an owner and does not remove the Taxes to be paid. The link here allows Clients to apply for a FREE illustration so you can assess and review your Tax situation in Spain. Once you have applied for the illustration you will be given what we believe is the only true and legal way to combat and safeguard against IHT and Taxes in Spain.
Anybody who would like to become an Agent or Introducer to our service can be supplied access to our referral website and when you have registered and been approved you will be able to track all leads that you refer to our Client website of www.winchamiht.com , you may also utilise the sales and marketing tools which are available to help promote and research this opportunity. There are web-links that can be used for your websites and emails, and tracking for immediate registration is in place.
We can process on line annual Tax Returns in Spain but should the property be owned by a UK Limited Company then any personal Tax returns may not be required in Spain.
In Spain all property purchasers have to pay 7% Transfer Tax on a resale purchase and Wincham can supply a completely legal, tried and tested service that removes this and also makes the purchase a lot more cost effective to the seller by saving them the 3% Withholding Tax and reducing their Capital Gains Tax as well.

Michael Ball (MD)

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After training with Price Waterhouse in Birmingham, I qualified as a Chartered Accountant in 1982. There followed 20 years in various service industries, during which time I progressed to Finance Director and Company Secretary.

In 2002, I took the opportunity to start my own Accounting and Tax practice, which I developed over the next few years. I became very aware of the need to provide great customer service as I relied on client referrals to increase the number of customers.

I joined Wincham aiming to utilise both my accounting and commercial experience to grow the Accounts team and to concentrate on delivering a quality service to our customers.

Leonard Jones

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I have been involved in Financial services at senior levels for a large part of my career with large and small businesses. I understand the requirement for cost effective and efficient professional services and fulfilling client needs. I am professionally qualified as a Chartered Accountant and have a number of other qualifications and experiences which can assist clients and help them grow. My role at Wincham is to ensure clients have support and advice that ensures compliance at an economic price. I am excited to be part of a growing group with ambition to achieve excellence in everything we do.

Monica Palos

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I started my career around 1996, I have a degree in Business Administration & Company Management from the University of Valencia.

I have been a self-employed Economist and also employed as an Economist by many companies over the past years. I have been preparing the accounts for different companies and individuals until I came here to work at the Spanish office in Calpe under Wincham International.

Patricia Belda

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Cindy Hallatt

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With a background of working at Barclays Bank Trust company handling clients assets and Stocks and Shares to ensure maximum income, running a UK office for a Swiss owned company and handling the import of PVC for the stationery trade and assisting with the development of a UK brand of Computer components I have brought a wealth of knowledge and management skills to Wincham International. My current role of PA to the Directors and overseeing and managing the Administration Offices both in the UK and Spain draws on my background knowledge and provides a fast moving, diverse and motivating working environment which continues to satisfy my thirst for knowledge and job satisfaction.

Paul Yiasemides

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I have worked in Financial Services for the past 7 years for one of the largest Insurance Companies in America. My role involved advising and writing on both sickness and accident policies for a variety of clients ranging from individuals to large organisations within the UK. My role within Wincham Consultants is to provide up to date consultation on Spanish Taxation Laws, and provide new and existing clients with on going Case Management support and develop client relationships.

Caroline Frost

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Jane Brereton-Ferns

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Sarah Fowler

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Richard Coburn

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Jean-Paul McGowan

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After more than 20 years spent living and working on the Costa Blanca, any advice I supply to you regarding property or life in this part of Spain, is based on personal experience.

My working knowledge of the Real Estate Sector in this part of the world stretches from Denia in the North down to La Manga in the South. Over the years, I have come to specialise in New Build Property and Country Houses.

Purchasing a Property is the biggest investment most of us will ever make and buying a home abroad is a daunting prospect. This is something I have never forgotten and bearing this in mind, it will be my pleasure, to give you the advice and guidance you need, to turn your Spanish Dream into a Reality.

Cristian Lucut

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Lee Nuttall

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Jackie Rooney

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I moved to Spain 12 years ago and have worked in various estate agencies in the Calpe / Moraira area before coming to Wincham International in 2009. As a Spanish property owner I know the problems foreigners can come across when purchasing a property abroad.

Joanne Bailey

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Sarah Pass

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I have worked in the Financial Services industry for 14 years, mainly in the Insurance & Mortgage sector within the administration and Finance/ Accounts departments. My role at Wincham is to assist clients with their investment process and overall case administration.

Helen Barnett

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Deborah Cullen

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Dean Moores

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I have joined Wincham Accountants Limited as an accountant.

I have recently finished a degree in accounting and finance at Staffordshire University and I am now looking to exercise my knowledge in the work place.

I am responsible for filing accounts to Companies House and HMRC, as well as preparing tax returns.

Zoe Fenton

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Tariq Nasim

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At Wincham I work in the Finance, Cashier and Payment Services Team.

I have advanced educational qualifications in Business Administration and IT. I have past working experience of more than 10 years in health services both, government and private sector, financial institutions and consumer services. I have outstanding decision making skills and will power. I have developed full capability to work as a well-organized and proficient team member while possessing the ability to negotiate, blend and when required challenge and lead others.

Mirza Khalid M Baig

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Web development has been one of the fastest growing industries in the world, since the mid-1990s. Web technology has changed the entire way of working and structure of all small and large scale organizations.

I am working as application developer and responsible for programming the functionality of our web sites and online line systems. I have completed my Masters degree in Mobile Computer Systems which lead me to advance my IT expertise and helps me to deliver these expertise in practical IT world.

Paul Austen

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I am a fully licensed practicing member of the Institute of Chartered Accountants in England and Wales. Since obtaining my honours degree in Accounting and Finance at Manchester Business School I had several years experience with one of the largest firms of Chartered Accountants in the World. More recently I run my own practice of Chartered Accountants and Business Advisers and spend much of my time working and advising on tax planning solutions with Wincham.

We have had many clients who have benefited from the unique tax planning solutions offered by Wincham most of them saving tens of thousands of pounds. Together with the other specialists at Wincham we can ensure we meet all of your requirements to mitigate inheritance and other onerous tax liabilities in the UK and Spain.

Felix Muelas

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Gareth Pobjoy

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Gareth Pobjoy is a Notary Public of many years standing. He is able to meet all your notarial requirements including legalisation of documents (within 24 hours) with an apostille at the Foreign & Commonwealth Office, which is next door to his own offices. He has many years experience dealing with documents to be used in Spain for private individuals and companies. He will explain the procedures in simple terms and guide you through the process providing a first class, quick and reliable service. He will do all that is necessary to save you time, trouble and worry.

David Ivars

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I have a degree in law from the University of Valencia and also a Master's degree in urban planning and environment at the University of Valencia.

A diploma in building Law by the Fundación Universidad Empresa.

Masters in legal consulting for business by the Fundación de Estudios Bursatiles.

I have been a professional and studied as a college Lawyer since 1996.

Spanish and English Language spoken.